Increase in the Threshold for Monitoring Real Estate Transactions
Rosfinmonitoring has raised the threshold for mandatory monitoring of real estate transactions conducted through banks (Rosfinmonitoring Order No. 13 dated January 26, 2026).
The rules on mandatory monitoring of real estate transactions have been amended. Banks are now required to report transactions to Rosfinmonitoring only if the amount is RUB 75 million or more. Previously, the threshold was RUB 5 million.
These changes apply specifically to bank monitoring of settlement payments. For professional market participants — including real estate agents, notaries, lawyers, and other entities subject to anti-money laundering legislation — the obligation to report real estate transactions exceeding RUB 5 million remains in force.
The new rules are expected to reduce the number of checks and payment delays in ordinary residential sale and purchase transactions. In practice, most standard apartment transactions will no longer automatically fall within the scope of Rosfinmonitoring’s bank oversight.